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Ask A Debt Collector review

Ask A Debt Collector is listed on Skool. It charges $12 a month.

A review on the numbers, not an opinion: nobody here has joined Ask A Debt Collector, and nothing below is a verdict.

Ask A Debt Collector is a Skool group on dealing with debt collectors and repairing credit, created in August 2024.[1] Its owner describes spending more than 15 years in debt collection, where the work involved suing consumers and putting accounts onto their credit reports, and now teaches how that system works.[1]

How we measure · Report an error or ask for removal

Members
2,796
Published price
$12
per month
Members, last 30 days
-11
3 Oct 2026 to 2 Nov 2026
Rank by members
#669
of 6,074 sellers listed here
Size rank in niche
#18
of 134 sellers listed in credit and business funding, by published members
Price rank in niche
#76
of 80 priced in Credit and business funding listed here, highest first
Check the Course score
84
B+, strong
Niche
Credit and business funding
145 listed here
Created
20 Aug 2024
Skool publishes this date
Readings
11
since 23 Sept 2026

About Ask A Debt Collector

Membership includes a one-to-one Zoom call, a credit repair system laid out step by step, a debt negotiation program and weekly live coaching calls.[1] It covers disputes over bankruptcies, repossessions and student loans, and a pre-legal team looks at members' credit reports for possible lawsuits.[1] The listing says that, for members who qualify, its legal team can pursue violations to get accounts deleted.[1]

A YouTube channel linked to the group covers credit education, teaching that a balanced credit report needs new months of positive history alongside any repair of damage, for people starting a business or buying a home.[2]

Members who see no value after the Zoom call can get a refund.[1]

Sources

  1. Skool listing: skool.com/free-credit-repair, as collected 23 Sept 2026
  2. YouTube: youtube.com/channel/UC6S_OeTlg0oy0f812cQcQ0A, retrieved 28 Sept 2026

Compiled by Check the Course from the sources listed, to the best of our ability.

What the listing describes
NicheCredit and business fundingFormatMentorship or coachingIncludesLive sessions

Read from the listing’s own words: what is offered, never how well.

What is inside

Course modules
17
Courses
13
Posts, all time
1,542
People running it
4

Counts published by Ask A Debt Collector on its own page, read on 2 Nov 2026: how much is included, never how good it is. Listed as run by jermaine-mcneil-4622.

How we knowSourced & dated
Observed on 2 Nov 2026 from Skool source page archived copy e8c9281780d8.
Observable monthly ceiling
$12
monthly price
2,796
published members
$33,552
theoretical ceiling per month

This is not revenue, earnings or income. It assumes every listed member pays the headline price, which is never the case in practice, and it does not account for free members, trials, discounts, churn, refunds, platform fees or tax.

Against the credit and business funding niche

Percentile among the other 144 credit and business funding listings here, each seller counted once for size.

Size87th
smallestlargest
Price · further right is cheaper95th
most expensivecheapest

Held at $12 per month for every week we have tracked it, since September 2026.

Check the Course Score
84B+Strong

Ahead of 84% of the 13,586 Skool communities we track, including ones without a page here, on the measures below, each read from a figure Ask A Debt Collector published itself.

  • Size 53% of the scoreahead of 93%
  • Growth 27% of the scoreahead of 20%
  • Track record 20% of the scoreahead of 79%

An algorithmic position among tracked listings: not an endorsement, a guarantee or advice. How the score works.

  • Top 25% by size in credit and business funding. Measured by Check the Course.Top 25% by size in credit and business funding. Measured by Check the Course.

Run this community?

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Style
Top 25% by size in credit and business funding. Measured by Check the Course.
Where it goes

<a href="https://checkthecourse.com/communities/skool-free-credit-repair"><img src="https://checkthecourse.com/badge/skool-free-credit-repair?kind=size" alt="Top 25% by size in credit and business funding. Measured by Check the Course." width="360" height="76" loading="lazy"></a>

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Evidence and signals

Listed on 2,796 members.

Evidence: measured.

First recorded
23 September 2026our first reading, not its launch
Elsewhere
Website

Tracked over time

Member change
-1-0.036%over 4 days-11-0.4%over 30 days
Price change
Unchanged at every reading

11 observations over 40 days.

Member count
2,7962,7982,8002,8022,8042,8062,8082,8102,79623 Sept 20262 Nov 2026change
Monthly price
$12$1223 Sept 20262 Nov 2026

Observation log

Observation log
ObservedMembersChangePriceCeiling / month
2 Nov 20262,796-1$12 per month$33,552
29 Oct 20262,797+1$12 per month$33,564
26 Oct 20262,796-1$12 per month$33,552
22 Oct 20262,797-1$12 per month$33,564
19 Oct 20262,798-3$12 per month$33,576
15 Oct 20262,801-2$12 per month$33,612
11 Oct 20262,803-3$12 per month$33,636
7 Oct 20262,806-1$12 per month$33,672
3 Oct 20262,807-3$12 per month$33,684
28 Sept 20262,810+1$12 per month$33,720
23 Sept 20262,809$12 per month$33,708
Average per week, last 30 days3 Oct 2026 to 2 Nov 2026-3
Average per week, since first reading23 Sept 2026 to 2 Nov 2026-2

Course content readings

Course content readings
ObservedPostsModulesCourses
2 Nov 20261,542+51713
26 Oct 20261,537+61713
19 Oct 20261,531+11713
15 Oct 20261,530+11713
11 Oct 20261,529+121713
23 Sept 20261,5171713
Added per week23 Sept 2026 to 2 Nov 2026+4.400

Common questions about Ask A Debt Collector

What is Ask A Debt Collector?
Ask A Debt Collector is a Skool group on dealing with debt collectors and repairing credit, created in August 2024.
How much does Ask A Debt Collector cost?
Ask A Debt Collector charges $12 per month on Skool, read 2 Nov 2026. That is cheaper than 95% of the other priced credit and business funding listings here.
How many members does Ask A Debt Collector have?
Ask A Debt Collector lists 2,796 members, read 2 Nov 2026.
How has Ask A Debt Collector's membership changed?
From 2,809 members on 23 Sept 2026, our first reading, to 2,796 on 2 Nov 2026: within 1%.
How does Ask A Debt Collector compare with other credit and business funding communities?
At $12 a month, Ask A Debt Collector sits below the $50 median of the 79 priced credit and business funding listings here. The niche median is 433 members. Pricing benchmarks by niche.
What do you get inside Ask A Debt Collector?
Ask A Debt Collector publishes 17 course modules, 13 courses, 1,542 posts, 4 admins. Communities with the most course content.

Alternatives to Ask A Debt Collector

Same niche, nearest in published size. Not a recommendation.