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The Credit Club, a credit and business funding community: review

The Credit Club publishes 231 course modules on Skool. It charges $47 a month.

A review on the numbers, not an opinion: nobody here has joined The Credit Club, and nothing below is a verdict.

The Credit Club is a Skool community on cleaning up credit, choosing credit cards, using credit to travel for free and obtaining business funding.[1] It is run by The Credit Brothers, Josh and Chris Steil, and the group was created in May 2024.[1][2][3]

How we measure · Report an error or ask for removal

Members
456
Published price
$47
per month
Members, last 29 days
-25
3 Oct 2026 to 1 Nov 2026
Rank by members
#3,393
of 6,077 sellers listed here
Size rank in niche
#64
of 134 sellers listed in credit and business funding, by published members
Price rank in niche
#45
of 80 priced in Credit and business funding listed here, highest first
Niche
Credit and business funding
145 listed here
Created
14 May 2024
Skool publishes this date
Readings
22
since 24 Aug 2026

About The Credit Club

The Dispute Vault holds templates and AI software for disputing negative accounts, and Personal Credit Mastery covers which banks to apply to, data points for higher limits and scripts for overturning denials.[1] Further sections deal with travel hacking through points, award flights, hotels and airport lounge access, and with structuring LLCs for business credit approvals.[1][3] Members pick a plan to suit their credit goals, billed monthly through Skool, after a free preview.[1][3] Anyone can join, though the rewards strategies assume members qualify for premium cards, so scores of 700 or more benefit most.[3]

The Credit Brothers was started in 2020 and operates under Steil Enterprises LLC, with Josh Steil as a co-founder.[2] Its programs page also lists an 800 Credit Score Blueprint and one-to-one coaching with Josh.[3] The brothers' site states that results are not guaranteed and are not typical, and that its information is educational only, not legal or financial advice.[2]

Sources

  1. Skool listing: skool.com/thecreditclub, as collected 29 Sept 2026
  2. Official website: thecreditbrothers.com, retrieved 1 Oct 2026
  3. Official website: thecreditbrothers.com/programs, retrieved 1 Oct 2026

Compiled by Check the Course from the sources listed, to the best of our ability.

What the listing describes
NicheCredit and business fundingFormatSoftware or indicatorIncludesTemplates and resources

Read from the listing’s own words: what is offered, never how well.

What is inside

Course modules
231
Courses
23
Posts, all time
2,870
People running it
10

Counts published by The Credit Club on its own page, read on 29 Sept 2026: how much is included, never how good it is. Listed as run by joshua-steil-5329.

How we knowSourced & dated
Observed on 1 Nov 2026 from Skool source page archived copy fe1f3d34fd52.
Observable monthly ceiling
$47
monthly price
456
published members
$21,432
theoretical ceiling per month

This is not revenue, earnings or income. It assumes every listed member pays the headline price, which is never the case in practice, and it does not account for free members, trials, discounts, churn, refunds, platform fees or tax.

Against the credit and business funding niche

Percentile among the other 144 credit and business funding listings here, each seller counted once for size.

Size53rd
smallestlargest
Price · further right is cheaper56th
most expensivecheapest

Held at $47 per month for every week we have tracked it, since August 2026.

Evidence and signals

Listed on 456 members.

Evidence: measured.

First recorded
24 August 2026our first reading, not its launch

Tracked over time

Member change
-1-0.2%over 4 days-25-5.2%over 29 days
Price change
Unchanged at every reading

22 observations over 69 days.

Member count
46046547047548048549045624 Aug 20261 Nov 2026change
Monthly price
$47$4724 Aug 20261 Nov 2026

Observation log

Observation log
ObservedMembersChangePriceCeiling / month
1 Nov 2026456-1$47 per month$21,432
28 Oct 20264570$47 per month$21,479
27 Oct 2026457-3$47 per month$21,479
24 Oct 2026460-1$47 per month$21,620
23 Oct 20264610$47 per month$21,667
21 Oct 2026461-2$47 per month$21,667
19 Oct 2026463-3$47 per month$21,761
16 Oct 2026466-2$47 per month$21,902
14 Oct 2026468-3$47 per month$21,996
12 Oct 2026471-3$47 per month$22,137
10 Oct 2026474-1$47 per month$22,278
9 Oct 2026475-3$47 per month$22,325
6 Oct 20264780$47 per month$22,466
5 Oct 2026478-3$47 per month$22,466
3 Oct 20264810$47 per month$22,607
2 Oct 2026481-1$47 per month$22,607
1 Oct 20264820$47 per month$22,654
29 Sept 2026482-7$47 per month$22,654
21 Sept 2026489-2$47 per month$22,983
7 Sept 2026491-1$47 per month$23,077
1 Sept 20264920$47 per month$23,124
24 Aug 2026492$47 per month$23,124
Average per week, last 29 days3 Oct 2026 to 1 Nov 2026-6
Average per week, since first reading24 Aug 2026 to 1 Nov 2026-4

Course content readings

Course content readings
ObservedPostsModulesCourses
29 Sept 20262,870+323123
15 Sept 20262,86723123
Added per week15 Sept 2026 to 29 Sept 2026+1.500

Common questions about The Credit Club

What is The Credit Club?
The Credit Club is a Skool community on cleaning up credit, choosing credit cards, using credit to travel for free and obtaining business funding. It is run by The Credit Brothers, Josh and Chris Steil, and the group was created in May 2024.
How much does The Credit Club cost?
The Credit Club charges $47 per month on Skool, read 1 Nov 2026. That is cheaper than 56% of the other priced credit and business funding listings here.
How many members does The Credit Club have?
The Credit Club lists 456 members, read 1 Nov 2026.
How has The Credit Club's membership changed?
From 492 members on 24 Aug 2026, our first reading, to 456 on 1 Nov 2026: down 36, or 7%.
How does The Credit Club compare with other credit and business funding communities?
At $47 a month, The Credit Club sits below the $50 median of the 79 priced credit and business funding listings here. The niche median is 433 members. Pricing benchmarks by niche.
What do you get inside The Credit Club?
The Credit Club publishes 231 course modules, 23 courses, 2,870 posts, 10 admins. Communities with the most course content.

Alternatives to The Credit Club

Same niche, nearest in published size. Not a recommendation.

Is this your community?

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