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Rich Credit Academy review

Rich Credit Academy is listed on Skool. It charges $99 a month.

A review on the numbers, not an opinion: nobody here has joined Rich Credit Academy, and nothing below is a verdict.

Rich Credit Academy is a Skool community that pairs free done-for-you credit repair with lessons on personal finance.[1][2] Its lessons run from budgeting, saving three to six months of expenses and building an emergency fund to personal and business credit, life insurance, stock market investing, starting a business and real estate, with monthly classes for homebuyers.[1] The Skool group was created in October 2025, and the owner's bio gives the title Credit and Wealth Specialist.[1]

How we measure · Report an error or ask for removal

Members
429
Published price
$99
per month
Members, last 29 days
-23
1 Oct 2026 to 30 Oct 2026
Rank by members
#3,575
of 6,074 sellers listed here
Size rank in niche
#71
of 134 sellers listed in credit and business funding, by published members
Price rank in niche
#9
of 80 priced in Credit and business funding listed here, highest first
Niche
Credit and business funding
145 listed here
Created
30 Oct 2025
Skool publishes this date
Readings
27
since 24 Aug 2026

About Rich Credit Academy

Members join two live calls a week and a daily space for sharing wins and tracking progress.[1] The academy's website names courses including a Financial Budgeting Masterclass, Credit 101, a Business Credit Course, and a masterclass on home buyer programs and real estate for beginners.[2] It also lists a weekly budgeting call, group mastermind sessions, an accountability partner and expert office hours.[2]

The website is published under the name Ciera Frazier Enterprise.[2]

Sources

  1. Skool listing: skool.com/rich-credit-academy, as collected 28 Sept 2026
  2. Official website: richcreditacademy.com, retrieved 1 Oct 2026

Compiled by Check the Course from the sources listed, to the best of our ability.

What the listing describes
NicheCredit and business fundingFormatMentorship or coachingIncludesLive sessions

Read from the listing’s own words: what is offered, never how well.

What is inside

Course modules
22
Courses
8
Posts, all time
131
People running it
8

Counts published by Rich Credit Academy on its own page, read on 26 Aug 2026: how much is included, never how good it is. Listed as run by ciera-frazier-9246.

How we knowSourced & dated
Observed on 30 Oct 2026 from Skool source page archived copy 34fac0906fca.
Observable monthly ceiling
$99
monthly price
429
published members
$42,471
theoretical ceiling per month

This is not revenue, earnings or income. It assumes every listed member pays the headline price, which is never the case in practice, and it does not account for free members, trials, discounts, churn, refunds, platform fees or tax.

Against the credit and business funding niche

Percentile among the other 144 credit and business funding listings here.

Price · further right is cheaper10th
most expensivecheapest

Price changes between our readings

Since we began tracking on 24 Aug 2026. We see the price only when we read the listing, so each change is dated by the readings either side of it. A change is listed only where both readings were taken the same way, in the same currency and billing period.

  • Between 4 Sept 2026 and 14 Sept 2026: $89 per month to $99 per month

Evidence and signals

Listed on 429 members.

Evidence: measured.

First recorded
24 August 2026our first reading, not its launch

Tracked over time

Member change
No changeover 1 day-23-5.1%over 29 days
Price change
Changed between 4 Sept 2026 and 14 Sept 2026

27 observations over 67 days.

Member count
43043544044545045546042924 Aug 202630 Oct 2026change
Monthly price
$90$92$94$96$98$9924 Aug 202630 Oct 2026

Observation log

Observation log
ObservedMembersChangePriceCeiling / month
30 Oct 20264290$99 per month$42,471
29 Oct 2026429-2$99 per month$42,471
28 Oct 2026431-2$99 per month$42,669
26 Oct 2026433-6$99 per month$42,867
24 Oct 2026439-7$99 per month$43,461
22 Oct 2026446-1$99 per month$44,154
21 Oct 2026447-1$99 per month$44,253
18 Oct 2026448-3$99 per month$44,352
17 Oct 2026451+3$99 per month$44,649
15 Oct 2026448+1$99 per month$44,352
14 Oct 2026447-3$99 per month$44,253
13 Oct 20264500$99 per month$44,550
12 Oct 2026450-1$99 per month$44,550
10 Oct 2026451+1$99 per month$44,649
8 Oct 2026450+2$99 per month$44,550
5 Oct 2026448-3$99 per month$44,352
4 Oct 2026451-1$99 per month$44,649
3 Oct 2026452-1$99 per month$44,748
2 Oct 2026453+1$99 per month$44,847
1 Oct 2026452-2$99 per month$44,748
28 Sept 2026454+4$99 per month$44,946
23 Sept 2026450-3$99 per month$44,550
21 Sept 2026453-1$99 per month$44,847
14 Sept 2026454-8$99 per month$44,946
4 Sept 2026462+7$89 per month$41,118
1 Sept 2026455-1$89 per month$40,495
24 Aug 2026456$89 per month$40,584
Average per week, last 29 days1 Oct 2026 to 30 Oct 2026-6
Average per week, since first reading24 Aug 2026 to 30 Oct 2026-3

Common questions about Rich Credit Academy

What is Rich Credit Academy?
Rich Credit Academy is a Skool community that pairs free done-for-you credit repair with lessons on personal finance.
How much does Rich Credit Academy cost?
Rich Credit Academy charges $99 per month on Skool, read 30 Oct 2026. That is cheaper than 10% of the other priced credit and business funding listings here.
How many members does Rich Credit Academy have?
Rich Credit Academy lists 429 members, read 30 Oct 2026.
How has Rich Credit Academy's membership changed?
From 456 members on 24 Aug 2026, our first reading, to 429 on 30 Oct 2026: down 27, or 6%.
How does Rich Credit Academy compare with other credit and business funding communities?
At $99 a month, Rich Credit Academy sits above the $49 median of the 79 priced credit and business funding listings here. The niche median is 437 members. Pricing benchmarks by niche.
What do you get inside Rich Credit Academy?
Rich Credit Academy publishes 22 course modules, 8 courses, 131 posts, 8 admins. Communities with the most course content.

Alternatives to Rich Credit Academy

Same niche, nearest in published size. Not a recommendation.

Is this your community?

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